Mortgage & Insurance Solutions

What We Do​

Peace of Mind with Pure Mortgages and Protection

Finding the perfect mortgage deal and securing the right protection for your property can feel like a maze. But with Pure Mortgages and Protection, you can navigate the process with confidence.

Our Services​


Feeling lost in the labyrinth of mortgages, whether you’re a first-time buyer, a seasoned home mover, or looking to refinance? Googling can leave you more confused than ever. That’s where we come in!

Our team of qualified mortgage advisors in Abergavenny, Wales, are dedicated to finding the best possible mortgage deals for our customers. We take the time to understand your individual needs and financial situation, then search a wide range of lenders to find the most competitive mortgage rate for you.

Whether you’re a first-time buyer, looking to remortgage, or want to buy an investment property, Pure Mortgages can help. We offer a variety of mortgage products, including:

Fixed-rate mortgages: Lock in a guaranteed interest rate for a set period, giving you peace of mind about your monthly repayments.

Tracker mortgages: The interest rate on your mortgage tracks the Bank of England base rate, so it can go up or down over time.

Offset mortgages: Link your mortgage to a savings account, so your savings reduce the amount of interest you pay on your mortgage.

Right to Buy mortgages: If you’re a council tenant, you may have the right to buy your home at a discount. Pure Mortgages can help you secure the right mortgage to make this possible.

Pure Mortgages & Protection is a dedicated mortgage and insurance broker serving clients throughout the UK. We understand that buying a home is a significant investment, and we’re here to guide you through every step of the process.

Investment Mortgages

At Pure Mortgage and Protection, we help landlords navigate the Buy to Let mortgage process with confidence. Our team of experienced brokers will guide you through everything you need to know, from the basics to key considerations.

Unlike a standard mortgage, a Buy to Let mortgage is specifically designed for investment properties. Lenders base how much you can borrow on the expected rental income the property will generate, rather than your personal income. Your dedicated broker will assess your situation and give you a clear picture of how much you might be able to borrow.

Here’s the key takeaway: Some lenders consider your personal income alongside rental income, while others focus primarily on the property’s earning potential. We’ll help you find the lender that best suits your situation.

Pure Protection: Safeguarding Your Investment

Protecting your home and loved ones is essential. Pure Protection offers a range of insurance products to give you peace of mind, including:

Buildings insurance: Covers the cost of repairing or rebuilding your property if it’s damaged by fire, flood, or other perils.

Contents insurance: Protects your belongings in the event of theft, fire, or accidental damage.

Life insurance: Provides a financial payout to your beneficiaries if you die prematurely. This can help your family pay off the mortgage or cover other living expenses.

Critical illness cover: Pays out a lump sum if you’re diagnosed with a critical illness, such as cancer, heart attack, or stroke. This can help you cover the costs of treatment or replace lost income.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact us today for expert mortgage advice, insurance solutions, and a smooth house buying experience.